Ownership:
Pact is wholly owned and operated by BRAND RIP LLC.
Use of the App:
- Eligibility: You must be at least 18 years old and capable of entering into legally binding agreements to use Pact.
- Account Responsibility: You are responsible for maintaining the confidentiality of your account information and login credentials. You agree to notify us immediately of any unauthorized use of your account.
- App Functionality: Pact allows two users to split transactions based on equity using their self-reported income information. The app uses this data solely to facilitate equitable transaction splitting. Pact does not process or facilitate financial transactions. All payments are completed externally via Venmo, and Pact is not responsible for the transfer of funds between users.
Data Collection and Privacy:
By using Pact, you agree to the collection and use of your personal information as outlined in our Privacy Policy. Pact does not collect or store payment information, bank details, government-issued identification, or any sensitive financial data. We do not sell your personal data and adhere to applicable data protection laws. Please review the full Privacy Policy.
User Obligations:
- You agree to use the app in compliance with all applicable laws and regulations.
- You agree to provide accurate and truthful information when using the app, including personal and transaction data.
- You are responsible for ensuring the accuracy of the data you provide, including income information.
Prohibited Conduct:
You agree not to:
- Use the app for any illegal or unauthorized purposes.
- Exploit or misuse the app’s features.
- Upload or distribute harmful software, malware, or code that could harm the app or its users.
Termination of Use:
We reserve the right to suspend or terminate your access to the app at any time if we believe you have violated these terms or engaged in prohibited conduct.
Disclaimers and Limitation of Liability:
Pact is provided on an "as is" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by law, BRAND RIP LLC disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. BRAND RIP LLC will not be liable for any damages of any kind arising from the use of the app, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.
Governing Law:
These terms and your use of the app will be governed by the laws of the State of California, without regard to its conflict of law provisions. Any legal actions or proceedings related to these terms or your use of the app will be brought exclusively in the courts of California. BRAND RIP LLC is a Delaware limited liability company with its principal place of business in California.
Indemnification:
You agree to indemnify, defend, and hold harmless BRAND RIP LLC, its officers, directors, employees, and affiliates, from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of your use of the app or any violation of these terms.
Changes to the Terms:
We may modify these terms from time to time. Any changes will be posted within the app, and continued use of the app following the posting of changes constitutes your acceptance of those changes.
Contact Information:
If you have any questions about these terms, please contact us at legal@brand.rip.