Ownership: Pact is wholly owned and operated by BRAND RIP LLC.
Information We Collect:
We collect your self-reported name and income information to facilitate equitable transaction splitting between you and another user. The name provided is user-entered and not verified. Pact does not collect sensitive personal information such as government-issued IDs, banking details, or payment credentials. We do not verify user identities. Pact does not process payments directly. All financial transactions are completed externally via Venmo.
How We Use Your Information:
- To calculate equitable transaction splits between users.
- To enhance and improve the app’s performance and features.
- To communicate with you regarding app updates or issues.
Data Sharing and Security:
- We do not sell or share your personal information with third parties, except as required by law.
- We implement industry-standard security measures to protect your data from unauthorized access, alteration, or loss.
Your Rights (GDPR Compliance):
If you are a user located in the European Economic Area (EEA), you have the following rights under the General Data Protection Regulation (GDPR):
- Right to Access: You may request a copy of the personal data we hold about you.
- Right to Rectification: You can request corrections to your data if it is inaccurate.
- Right to Erasure: You may request the deletion of your data, subject to certain conditions.
- Right to Restrict Processing: You can request a restriction on how we process your data.
- Right to Data Portability: You have the right to request your data in a structured, commonly used format.
- Right to Object: You can object to the processing of your personal data in certain situations.
To exercise these rights, please contact us at legal@brand.rip.
Your Rights (CCPA Compliance):
If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights:
- Right to Know: You have the right to request information on the data we collect and how it is used.
- Right to Delete: You can request that we delete your personal data.
- Right to Opt-Out: We do not sell personal data. If this changes, you will have the right to opt-out of data sales.
To exercise your CCPA rights, please contact us at legal@brand.rip.
Data Retention:
We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
How to Contact Us:
For any questions regarding this policy or to request changes to your personal information, please contact BRAND RIP LLC at legal@brand.rip.
Changes to This Policy:
We may update this policy from time to time to reflect changes in our practices or relevant laws. The updated policy will be posted within the Pact app, and the effective date will be revised accordingly.